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Cap Rate Calculator

Sizing up a rental? Estimate the cap rate, net operating income, gross yield, and monthly net from the price, rent, expenses, and vacancy — the quick numbers landlords and investors compare.

What you'd pay for the property.

Gross rent you'd collect.

Taxes, insurance, maintenance, management — not the mortgage.

Share of the year you expect it empty.

Capitalization rate (cap rate)
5.96%

NOI ÷ purchase price. A standard way to compare rental returns before financing. An educational estimate, not investment advice — verify rents, expenses, and local rules.

Net operating income (NOI)
$17,880/yr
Gross rental yield
8.80%
Monthly net (before mortgage)
$1,490/mo
List a rental →For Rent By Owner guide

Common questions

What is a cap rate?

The capitalization rate is a property's net operating income (NOI) divided by its purchase price, shown as a percentage. It's a quick way to compare rental returns before financing.

What is a good cap rate?

It depends on the market and risk — investors often look in a general range of about 4–10%, with higher cap rates meaning more income relative to price (and often more risk or work). Compare against similar properties in the same area.

Does cap rate include the mortgage?

No. Cap rate is based on NOI, which excludes mortgage payments, so it compares properties independent of how they're financed. Cash-on-cash return is the metric that factors in your loan.

Educational estimate only, using figures you enter — not investment, financial, or tax advice. Verify rents, expenses, vacancy, and local rules. ListMyHomes.com is a licensed brokerage that acts only as a neutral facilitator.