Free Real Estate Calculators
Run the numbers before you make a move — mortgage payment, affordability, closing costs, rent vs. buy, and your seller net proceeds. Free, no sign-up, results update live.
- Mortgage CalculatorEstimate your monthly principal & interest payment.How it's calculated: Standard fixed-rate amortization; principal & interest only (excludes taxes, insurance, PMI, HOA).
- Home Affordability CalculatorHow much house can you afford? (28/36 rule)How it's calculated: Applies the 28/36 debt-to-income guideline to your income, debts, down payment, and rate.
- Closing Cost CalculatorEstimate buyer or seller closing costs.How it's calculated: Price × an editable closing-cost % (defaults: buyer ~3%, seller ~1.5%); varies by state and lender.
- Rent vs. Buy CalculatorWhich is cheaper over the years you'll stay?How it's calculated: Compares net cost of buying (payments minus end equity) vs. renting over your holding period.
- Seller Net Proceeds CalculatorYour take-home — flat fee vs. commission.How it's calculated: Sale price minus payoff, closing costs, and the listing cost to show your estimated take-home.
- Rent Affordability CalculatorHow much rent can you afford? (30% rule)How it's calculated: Applies the ~30% rent-to-income guideline, capped so rent plus debts stays reasonable.
- Cap Rate CalculatorRental property cap rate, NOI, and yield.How it's calculated: Cap rate = net operating income ÷ purchase price; NOI excludes the mortgage.
Every calculator here produces an automated estimate, not legal, financial, or appraisal advice. Each links to a "How this is calculated" note with its formula and assumptions. Consult a licensed professional for matters affecting your specific situation. LMH Venture Group LLC d/b/a ListMyHomes.com™ is a licensed Tennessee real estate firm that acts only as a neutral facilitator.