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$429,000

2095 NE Church St, Cleveland, TN 37311

Active85 days on market

Listing provided by: Carla Patton · Silver Key Realty

Source: East Tennessee REALTORS® MLS · MLS# 1342486

East Tennessee REALTORS IDXListing last updated

5
Beds
3 full
Baths
1,899
Sq Ft
1940
Year Built
0.16
Lot (ac)
Single Family
Type

About this home

Just minutes from Lee University and right in the heart of downtown Cleveland, this beautifully updated 5-bedroom, 3-bath property offers the perfect blend of historic character, modern upgrades, and incredible income-producing potential. Whether you're looking for a primary residence, student housing opportunity, multigenerational setup, or short-term rental investment, 2095 Church Street NE delivers flexibility and value in one of Cleveland's most convenient locations. From the moment you arrive, you'll appreciate the home's timeless curb appeal, metal roof, updated exterior finishes, and inviting front porch. Inside, the home is filled with warmth and personality featuring gorgeous hardwood floors, distinctive lighting, crown molding, and thoughtfully designed spaces throughout. The living room centers around a stunning tiled fireplace with an elegant wood mantle, creating the perfect cozy gathering space. French doors lead into a beautifully redesigned kitchen that feels straight out of a magazine. Highlights include quartz countertops, butcher block island, stainless steel appliances, brick accents, open shelving, sleek cabinetry, deep single-basin sink, tile flooring, and a charming eat-in dining area flooded with natural light. The main level features two guest bedrooms and a full bath, while the spacious primary suite offers a true retreat with a custom accent wall, modern fixtures, frosted glass barn door, walk-in closet, and stylish ensuite bath complete with double vessel sinks and updated finishes. Upstairs, you'll find two additional bedrooms with charming gabled ceilings and hardwood flooring that add even more character to the home. One of the standout features of this property is the detached/additional living space offering exceptional flexibility and income potential. Previously utilized as both long-term and short-term rental space, the accessory unit includes a kitchenette with granite countertops, sink, dishwasher, and refrigerator along with a full bath. The property has a strong rental history, with individual bedrooms previously renting for approximately $650/month and the accessory dwelling generating around $1,200/month long-term or averaging approximately $2,600/month as an Airbnb. Situated on a level corner lot with privacy fencing, multiple parking areas, deck and patio space, this property is ideal for entertaining, hosting guests, or maximizing rental functionality. Smart home features including smart locks and smart thermostat systems add convenience and modern appeal. Location is another major advantage. Positioned near Lee University, the property offers quick access to downtown restaurants, coffee shops, shopping, and local events while also providing convenient commuting options. Enjoy easy access to I-75, making travel to Chattanooga approximately 35-40 minutes away and Knoxville roughly an hour north. Outdoor enthusiasts will also appreciate being near hiking, rafting, and recreation opportunities throughout Southeast Tennessee and the nearby Ocoee River area. Properties with this combination of character, versatility, location, and proven income history rarely come available. Whether you're searching for a stylish downtown home, an investment property, or both -- this one deserves a closer look.

Facts & features

Interior
Bedrooms & bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Half bathrooms: 0
Heating
  • Heating: Central, Electric
Cooling
  • Cooling: Wall Cooling, Central Cooling, Ceiling Fan(s)
Appliances
  • Included: Dishwasher, Microwave, Range, Refrigerator
Features
  • Flooring: Laminate, Hardwood, Tile
  • Windows: Window - Energy Star
  • Basement: Crawl Space
  • Fireplaces: 1
Rooms
  • Total rooms: 0
Interior area
  • Total interior livable area: 1,899 sqft
Property
Parking
  • Parking features: Off-Street Parking
  • Attached garage: No
Lot
  • Size: 0.16 acres · 6,969.6 sqft
  • Features: Level
Exterior
  • Patio & porch: Deck
  • View: City
Details
  • Parcel number: 049E F 006.00
Construction
Type & style
  • Home type: Single Family
  • Property subtype: Single Family Residence
  • Structure: 2 Story
  • Architectural style: Contemporary
Materials
  • Materials: Vinyl, Brick, Frame
Condition
  • Year built: 1940
Utilities
Utilities
  • Sewer: Public Sewer
  • Water: Public
Community & HOA
Community
  • Subdivision: Greenwood Add
  • County: Bradley County - 47
  • MLS area: Bradley County - 47
  • Region: Cleveland
Financial & listing details
Financial
  • Price: $429,000
  • Price per square foot: $226/sqft
  • Annual tax: $1,170.55
Listing
  • Date on market: May 28, 2026
  • Days on market: 85
  • Status: Active
  • MLS #: 1342486

Location

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