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Local Guide

Memphis, Tennessee

Memphis, Tennessee sits on the bluffs of the Mississippi River and is the second-largest city in Tennessee. Known as the birthplace of rock and roll and the blues, Memphis is anchored by a diverse economy of transportation and logistics (FedEx is headquartered here), healthcare, music, tourism, and manufacturing. With some of the most affordable housing among major US cities, no state income tax, and world-famous barbecue, music, and cultural attractions, Memphis offers exceptional value for buyers and renters. Browse homes for sale by owner and rental listings in Memphis below, along with live market stats, neighborhood highlights, and answers to common questions about living here.

Memphis market snapshot

Population
610,936
US Census 2024 ACS
Median home price
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No live listings yet — figure omitted
Median asking rent
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No live rental listings yet — figure omitted
Homes for sale by owner
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Owner-direct listings only

Homes for sale by owner in Memphis

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No homes for sale by owner in Memphis yet

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Rental listings by owner in Memphis

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No rentals by owner in Memphis yet

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Memphis neighborhoods

Downtown Memphis

Riverfront urban core with Beale Street music venues, loft apartments, the FedExForum, and walkable access to the National Civil Rights Museum. Strong tourism demand and growing residential base.

Midtown

Eclectic historic neighborhood with Overton Park, the Memphis Zoo, craft restaurants, and a mix of bungalows and apartments.

East Memphis

Established residential area with nearby public and private schools, shopping centers, medical district proximity, and tree-lined streets. Home to many of Memphis's highest-value properties and long-time residents.

Germantown

Suburb with its own municipal school district, master-planned neighborhoods, and one of the most active housing markets in the Memphis metro.

Collierville

Suburb with its own municipal school district, a historic town square, extensive parks, and an active residential market. Pricing varies by property type and location.

Frequently asked questions about Memphis

Is Memphis, TN a good place to live?

Memphis offers exceptional affordability, rich cultural heritage, world-renowned music and food, and a central location with easy access to much of the country via FedEx's logistics hub. The cost of living is among the lowest of any major US metro, and Tennessee has no state income tax. Conditions vary by neighborhood — consult official local statistics and school-district resources when comparing areas.

What is the cost of living in Memphis compared to the US average?

Memphis has one of the lowest costs of living of any major US metropolitan area, running roughly 15-20 percent below the national average. Housing is the biggest driver of affordability — median home prices and rents are significantly below national norms. Groceries, utilities, and transportation costs also trend below average. Combined with Tennessee's lack of a state income tax, effective purchasing power in Memphis is among the highest in the country.

How much does a house cost in Memphis, TN?

Memphis has one of the most affordable housing markets among major US cities. Prices vary substantially by neighborhood — Germantown, Collierville, and East Memphis command prices well above the city median, while areas like Whitehaven, Frayser, and parts of South Memphis offer entry-level opportunities. See the live market snapshot above for the current median list price.

Which neighborhoods are commonly researched in Memphis?

Popular neighborhoods include Downtown and Harbor Town for riverfront urban living, Midtown for character and walkability, East Memphis and Chickasaw Gardens for established residential areas, and Germantown and Collierville for suburban living with municipal school districts. Each has distinct character and price points — scroll to the neighborhoods section above for details on the most notable ones.

What is the rental market like in Memphis?

Memphis has one of the most affordable rental markets among major US cities, with median rents running approximately 30-40 percent below the national average. Downtown and Germantown command the highest rents, while areas like Hickory Hill, Raleigh, and Whitehaven offer significantly cheaper options. The market has seen moderate softening over the past year with new multifamily inventory coming online.

Mortgage calculator

$200,000
6.50%
30 years
Monthly payment
$1,264
Principal & interest only

Schools in Memphis

🏫 School data coming soon. We're integrating National Center for Education Statistics (NCES) data for local public and private schools, district ratings, and enrollment numbers.

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