Rent Affordability Calculator
How much rent can you afford? Enter your income and we estimate a comfortable monthly rent using the common 30% guideline — plus the income most landlords look for.
Based on your target rent-to-income ratio (capped so rent plus debts stay reasonable). A guideline, not a budget guarantee — your real comfort depends on your full spending.
Common questions
How much rent can I afford?
A common guideline is to keep rent at or below about 30% of your gross monthly income. Our calculator applies that ratio (and keeps rent plus other debts reasonable) to estimate an affordable monthly rent.
What income do landlords require?
Many landlords look for a gross monthly income of roughly 3× the rent, and may verify it with pay stubs or an offer letter. The calculator shows the income often expected for your estimated rent.
Is the 30% rule a hard limit?
No — it's a guideline. People in higher-cost areas often spend more, and those with other large expenses may want to spend less. Adjust the ratio to match your budget.
Educational estimate only, using figures you enter — not financial advice or a budget guarantee. ListMyHomes.com is a licensed brokerage that acts only as a neutral facilitator.